Your Trusted Partner for Residential Real Estate Investment Loans
The landscape of residential real estate investing is changing rapidly. Whether you are a seasoned pro looking to acquire your tenth rental or a newcomer planning your first renovation, the biggest hurdle is rarely finding the property—it’s finding the right partner to fund it. Traditional banks often move too slowly or impose restrictive debt-to-income requirements that don’t account for the potential of an investment asset. At Capital Solution Group Funding, we specialize in bridge-to-permanent financing strategies that empower investors to move quickly and grow their wealth.
Who Qualifies for CSG Funding?
To maintain our high standard of service and ensure the success of our partnerships, we focus on investors who are ready to take their business to the professional level. Our lending criteria are designed for transparency and speed. We fund investment deals with a minimum loan amount of $75,000. Applicants should generally have a credit score of 675 or higher and be prepared to put 20% down on their acquisitions. By meeting these benchmarks, you gain access to some of the most competitive non-bank rates in the industry across all 50 states.
DSCR Loans: Scaling Your Rental Portfolio
For long-term wealth builders, our DSCR loans are a game-changer. Unlike traditional mortgages, Debt Service Coverage Ratio loans don’t look at your personal tax returns or employment history. Instead, we look at the income-generating potential of the property itself. If the rental income covers the debt service, you qualify. This allows investors to scale their portfolios infinitely without being limited by personal income caps.
Fix and Flip Financing for Rapid Renovations
Speed and flexibility are the two most important factors in a successful renovation project. Our residential fix-and-flip financing is designed to provide the capital you need to acquire distressed assets and the budget to renovate them. We understand that in a competitive market, being able to close in days rather than months is what wins the deal. Our programs offer interest-only payments to keep your carrying costs low while you focus on the construction phase.
Leveraging Hard Money for Distressed Assets
In real estate, leverage is the kingdom. We provide hard money for investors targeting distressed properties that traditional banks won’t touch. Whether the home is currently uninhabitable or requires a total "gut rehab," our asset-based underwriting focuses on the property's potential, giving you the immediate capital needed to secure and stabilize the asset.
Strategic Residential Bridge Loans
When you need to move at the speed of a cash buyer, our residential bridge loans are the perfect tool. Unlike hard money for deep renovations, bridge financing is designed for stabilized properties that simply require a rapid closing. This short-term solution "bridges" the gap while you wait for a permanent financing exit or a property sale, ensuring you never miss a prime opportunity.
Nationwide Funding: We Lend in All 50 States
Geography should never be a barrier to a great deal. While many boutique lenders are restricted to specific counties or states, CSG Funding serves investors located anywhere in the USA. Whether you are looking at a multi-family unit in the Midwest, a fix-and-flip in the Sunbelt, or a long-term rental in the Northeast, our team has the nationwide reach and local market understanding to support your goals.
Why Choose Capital Solution Group Funding?
Consultative Partnership
We move beyond automated application portals by acting as dedicated advisors, leveraging our expertise to guide you through the complexities of the secondary lending market.
Deep Industry Expertise
Our team brings over 30 years of combined experience in both commercial and residential finance to every transaction.
Asset-Focused Underwriting
We prioritize the potential of your investment property, allowing you to focus on managing your portfolio while we handle the intricate financing structures.
Nationwide Scalability
With the ability to fund projects in all 50 states, we provide a consistent lending source that grows with your business, regardless of where your next deal is located.
Your Next Move Starts Here
The difference between a "hobbyist" and a professional real estate investor is the quality of their debt. By choosing Capital Solution Group Funding, you are choosing a partner that understands the nuances of the residential investment market. If you have the credit and the vision, we have the financing to make it happen.